Monthly Plan Review

The Monthly Plan Review is the sitting this practice is built around. For seventy-five minutes one household and one planner stay with a single sheet of paper: what was promised last month, what the pouches actually did, and what the coming dates will demand.

Length: 75 minutes
Fee: 2,400 baht
Where: The sitting room in Tambon Su-ngai Kolok
Manner: In person, one household

Who it is for

Households that already keep, or are ready to keep, a written monthly plan and want it read with someone who will not skip the awkward line. Shopkeepers, salaried couples, rubber smallholders in a heavy month, and families who send money to relatives all use this sitting once the first habit note exists.

What you leave with

You leave with a new monthly sheet, initialed, naming the transfers, the bills with dates, and the pouch that stays closed. The practice keeps a copy in your file so the next sitting starts from the same page.

Inside the hour

A read-through of the previous monthly sheet
A comparison against the notes you bring: wage dates, shop takings, supplier dues, school items, and festival amounts
A fresh sheet for the coming month, written in Thai, Malay, or English
A second copy for the practice file
A short list of the habit that slipped, written in plain words rather than a score

Handled by other trades

Buying or selling funds, shares, insurance, or gold on your behalf
Preparing a tax return or speaking to the revenue office
Filling in a loan application or negotiating with a creditor
Advice about someone else's debt that the people in the room do not share

Who sits with you

Aminah Lateh leads most monthly reviews. Wichai Saelim takes the review when the household's cash map is still being revised, because he drew the map.

The course of the sitting

The previous sheet The first ten minutes belong to last month's plan. It is read aloud, line by line, including the line you hoped to skip.
What actually moved The next twenty minutes match those lines to notes, envelopes, and the passbook page you choose to show. We record differences. We do not scold them.
The pouches Savings, bills, supplier money, and any festival jar are named separately. If two jobs were living in one envelope, they are split before a new target is written.
The month ahead Known dates go on the new sheet: payday, rent, school, a relative's travel, a quiet week at the stall. The savings transfer is given a weekday and an amount the cash can carry.
Initials Both the planner and the adult who controls that money initial the sheet. You take a copy home. The other stays in the file for the next visit.

Before you come

Bring the previous monthly sheet if it is still in the house
Bring a note of income dates and any bill that falls before the next sitting
Bring the passbook or a written tally if you want a balance checked; leave PINs and banking passwords at home
If more than one adult shares the money, both should be in the room

Limits we keep

One household occupies the hour. A second family cannot be added to the same sitting.
The conversation is held in Thai, Malay, or English, and the sheet is written in the language you read.
If there is no prior sheet and the money is still only in memory, the first visit is a Savings Habit Sitting. The monthly review begins the following month.
Children may wait in the front room. The sheet is agreed by the adults who move the money.

The fee is 2,400 baht, per sitting, settled at the office. Figures for every sitting are also set out on the fees page.

Request this sitting